Palma de Mallorca · Spain
Private wealth strategy & coordination
Your wealth does not need more opinions. It needs one clear direction.
When businesses, property, investments, financing and family decisions intersect, each specialist sees one part of the picture. The challenge arises when no one connects those decisions from the perspective of ownership.
I look at your overall wealth structure, define with you where it needs to go, and coordinate the right specialists to turn different objectives into one coherent strategy.
The challenge
Wealth decisions do not happen in isolation.
A legal decision can have tax consequences. An investment can affect liquidity. Financing can determine the viability of a property transaction. And a business decision can alter personal or family wealth.
Each specialist assesses their own area correctly. The risk arises when no one considers how one decision affects the whole.
THE PROBLEM IS NOT HAVING DIFFERENT PROFESSIONAL VIEWS.
IT IS MAKING A DECISION WITHOUT CONNECTING ITS CONSEQUENCES.
When it makes sense to talk
Situations where an overall perspective can change the decision.
Business & personal wealth
You have a successful business and have accumulated companies, property, liquidity or investments over time, but have never assessed whether the overall structure still makes sense.
Business sale or liquidity event
You are considering selling a business, property or shareholding and want to decide what should happen before the transaction takes place — not once the proceeds are already in your account.
Property transaction
You are planning to buy, sell, develop or finance property and the decision affects tax, financing, corporate structure, liquidity or risk at the same time.
Differing professional advice
You have good advisers but are receiving recommendations from different perspectives and need to determine which decision makes sense when all its implications are considered together.
Family wealth & succession
You have accumulated companies, property and other assets over the years and want to consider how to structure, protect and transfer them with a long-term perspective.
Interests in Spain
You live outside Spain but have — or are considering acquiring — property, companies, investments or business interests here and need someone who understands the overall objective and coordinates the different areas involved.
How I work
From the full picture to an executable decision.
I analyse, structure and coordinate. I connect the different elements so that each decision makes sense within the overall strategy and is implemented by the right professionals.
What you have and how it all connects.
I analyse your overall wealth structure: companies, property, investments, liquidity, risks and interdependencies.
What you want to achieve.
We identify your wealth, business and family objectives and establish clear priorities.
What decisions need to be made — and in what order.
I develop the strategic roadmap and course of action, assessing the alternatives and their wider implications.
Which specialists need to be involved.
I bring together, align and coordinate the appropriate professionals — whether already appointed or brought in when required — to implement each decision.
Review, adapt and maintain direction.
I oversee implementation, review outcomes and adjust the strategy when necessary.
Specialist coordination
One direction across all your advisers.
Each professional brings specialist expertise within their own field. My role is to ensure that their work contributes to the same overall wealth strategy.
I put recommendations from different specialists into context, connect their wider implications and raise the necessary questions when a decision in one area may affect another.
The objective is to turn fragmented specialist advice into decisions that are coherent, informed and executable.
Ownership retains control of the decisions.
I provide the overall perspective.
I work with the professionals you already trust.
There is no need to replace the lawyer, tax adviser, financial adviser, bank, notary, architect or other professionals who already know your circumstances.
I incorporate them into the strategic framework and coordinate with them on matters affecting their respective areas, placing their recommendations in context and assessing how their implications may affect the overall wealth structure.
Your advisers provide the expertise in each area.
I integrate it into the overall picture so that decisions follow one clear direction.
When specialist expertise is missing, I bring in the right professional.
When the strategy requires expertise that is not already covered, I can draw on my network of trusted independent specialists, selected according to the specific needs of each situation.
This is not about imposing a fixed team. It is about bringing in the right professional when the strategy requires it and coordinating their work with everyone else involved.
External specialists remain professionally independent, are not part of my organisation, and their services and fees are separate from those relating to my strategic wealth coordination.
Ways of working
A focused engagement or ongoing strategic coordination.
Not every situation requires the same level of involvement. My work may focus on a specific decision or transaction, or continue over time when the complexity of the wealth structure requires ongoing oversight and coordination.
Private wealth strategy & coordination
Focused strategic engagement
When a specific decision requires an overall perspective.
- I analyseThe situation and its context.
- I identifyThe implications and areas affected.
- I structureThe options and priorities.
- I coordinateThe specialists required.
- I define & oversee implementationA coherent course of action.
This may apply, among other situations, to a business or property transaction, financing, wealth restructuring, succession planning or any decision with implications across several areas.
Ongoing strategic coordination
When complex wealth requires ongoing oversight, coordination and a clear direction over time.
- I maintain the overall perspectiveSo that decisions are not considered in isolation.
- I keep matters on trackFollowing ongoing matters, key milestones and outstanding issues.
- I coordinateThe different professionals involved.
- I connectDecisions and implications across different areas.
- I review & adaptThe strategy as circumstances change.
DELEGATE THE COORDINATION. RETAIN CONTROL OF THE DECISIONS.
International clients
Having good advisers in Spain does not always mean having someone who sees the whole picture.
Buying property, setting up a company, financing an investment, developing a business project, establishing yourself in Spain or planning for succession can involve lawyers, tax advisers, banks, notaries, architects and other specialists at the same time.
When you have interests in Spain, the challenge is rarely finding good professionals. The challenge is ensuring that the different decisions serve the same overall objective.
I act as a strategic coordination point in Spain: I understand the overall situation, maintain the broader perspective and coordinate the professionals required so that decisions across different areas move in the same direction.
One objective.
Different specialisms.
One clear direction.
Mallorca · Balearic Islands · Spain
Areas that may be involved
- Real Estate
- Tax
- Legal
- Banking
- Business
- Succession
Sara Fernández
Lawyer · Private Wealth Strategy & Coordination
From dealing with the consequences to anticipating the decisions.
For more than twelve years, I have practised as a lawyer, with a particular focus on personal and corporate insolvency, business restructuring and proceedings involving property and other assets.
That experience has repeatedly shown me the consequences of decisions taken too late, in isolation or without an overall perspective: structures that no longer reflect the circumstances of those who own them, poorly organised assets and risks that could have been anticipated.
I have also worked on situations where the solution was not liquidation, but restructuring, reorganising assets, preserving value and putting the situation back on a viable course.
That experience led naturally to my work in private wealth strategy and coordination: applying the same analytical discipline at an earlier stage, to understand the whole picture, anticipate consequences, establish priorities and coordinate decisions before they become problems.
My legal experience taught me to analyse risk, anticipate consequences and understand how one decision can affect the whole.
Another area of activity
Private investment · Special situations
My legal and wealth experience also allows me to work on opportunities connected with assets that, because of their legal, financial or ownership circumstances, require a different analysis from a conventional transaction.
Through my professional network and specialist sources, I have access to opportunities connected with financial institutions, servicers, insolvency proceedings, companies and private owners, among others. Certain transactions are subject to specific confidentiality obligations.
IDENTIFYING THE OPPORTUNITY IS NOT ENOUGH.
YOU NEED TO UNDERSTAND WHY IT EXISTS.
Contact
Request a private conversation.
Every enquiry is treated confidentially. To contact me, you can email me directly or call me.
- Phone
- +34 677 69 19 39
- Office
Avenida Comte de Sallent 14, entresuelo
07003 Palma de Mallorca
Islas Baleares · España